Integración de metodologías de aprendizaje para mejorar la alfabetización financiera sobre el mercado de capitales en estudiantes universitarios de la ESPOL

Abstract

Financial Literacy is low worldwide, which affects economic growth and causes financial crises. In Latin America, the level is even lower and the existing literature on the variable is scarce. This is why this project seeks to increase the level of Financial Literacy on the Capital Market in the future citizens that make up the country, university students, through a pedagogical intervention that evaluates different learning methodologies. It is expected that there will be an increase in the level for all participants, in addition to the effect being greater in participants who integrate more than one methodology. A questionnaire was created that measures two dimensions of Financial Literacy, Financial Knowledge and Financial Attitude. Then, for 14 weeks, a pedagogical intervention was implemented that divided the participants into two groups, the intervention group and the control group. Data was collected before and after the intervention to evaluate the impact. The results showed an increase in all participants, but no statistically significant differences were found according to the study group. It is hoped that future research will take the study as a reference and overcome current limitations. Keywords: Financial Knowledge, Financial Attitude, Project-Based Learning, Flipped Classroom, Traditional Learning.