Resumen:
Based on the experience and repeating the successful formula, the Cooperative of savings and credit "Juan Pio de
Mora" LTDA. plants today the option of expanding the objective market to the Guayas province, by implementing a
closed branch in the city of Guayaquil. At the beginning of its activities, it will lend its services to the
administrative staff and personnel of Public Schools, to work for the Ministry of Education through an agreement
with the Association of Teaching and Administrative staff. It is a positive proposition given that both sides will
benefit mutually, since AEDA does not have the administrative infrastructure and necessary resources to offer
financial and social services that the Cooperative can offer, and on the other hand the cooperative carries out the
goal of creating “value”. The project allows obtaining needed information before the project is carried out, given
that it would predict a result of alternative course actions.
