Plataforma web para mitigación de riesgos y cumplimiento normativo en prevención de lavado de activos

Abstract

CONDITIONING OF PROJECT PUBLICATION. The prevention of money laundering has become a strategic priority in Ecuador, particularly after the 2024 regulatory reforms that significantly expanded the universe of entities bound to report. This project developed a general web platform oriented towards creating dynamic forms and defining automated evaluation rules to mitigate risks and ease regulatory compliance. A hybrid architecture was implemented that combined visual configuration capabilities for form design with customized modules for rule management, role-based access control, and report generation. The methodology employed Kruchten's 4+1 architectural model, modern web technologies (React, Django, PostgreSQL), and deployment on AWS infrastructure. Results demonstrated that the system significantly reduced processing times, minimized human errors, and enabled agile adaptation to regulatory changes. User satisfaction testing with end users yielded ratings above 4.0/5.0 across all evaluated criteria. The project concludes that automation through dynamic forms and rules engines represents a viable and scalable solution for Ecuador's regulatory compliance sector, democratizing access to specialized technological tools for both consulting firms and obligated entities. Keywords: Regulatory compliance, dynamic forms, automation, risk management, alert evaluation.